:root{--c1:#0b3b5c;--c2:#2a7f8e;--bg:#fff;--bg2:#f4f8fa;--tx:#1b2a35;--mut:#52646f;--bd:#dbe6ec;--wa:#128c4a}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--tx);background:var(--bg);padding-bottom:72px}
img{max-width:100%;height:auto;display:block}a{color:var(--c1)}
:focus-visible{outline:3px solid #f2a900;outline-offset:2px}
.w{max-width:1100px;margin:0 auto;padding:0 20px}
.sr{position:absolute;left:-9999px}.sr:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--bd);z-index:20}
.hd{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px}
.hd img{height:40px;width:auto}nav ul{display:none;list-style:none;margin:0;padding:0;gap:22px}nav a{text-decoration:none;color:var(--tx);font-weight:500}
.btn{display:inline-block;background:var(--c1);color:#fff;border:0;border-radius:12px;padding:14px 24px;min-height:48px;font:600 16px/1.2 inherit;text-decoration:none;cursor:pointer;transition:transform .15s,background .15s}
.btn:hover{background:#08304c;transform:translateY(-1px)}.btn.alt{background:#fff;color:var(--c1);border:2px solid var(--c1)}.btn.wa{background:var(--wa)}
section{padding:64px 0}.alt-bg{background:var(--bg2)}
h1{font-size:clamp(30px,5vw,46px);line-height:1.15;margin:0 0 16px;color:var(--c1)}h2{font-size:clamp(25px,3.6vw,34px);line-height:1.2;margin:0 0 12px;color:var(--c1)}h3{margin:0 0 8px;font-size:19px}
.lead{font-size:19px;color:var(--mut);max-width:60ch}.hero{display:grid;gap:32px;align-items:center}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}
.badges{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none;margin:0}.badges li{border:1px solid var(--bd);background:#fff;border-radius:999px;padding:6px 14px;font-size:14px;color:var(--mut)}
.grid{display:grid;gap:18px;margin-top:28px}.card{background:#fff;border:1px solid var(--bd);border-radius:16px;padding:24px}.card p{margin:0;color:var(--mut)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:18px;margin-top:28px}.steps li{counter-increment:s;background:#fff;border:1px solid var(--bd);border-radius:16px;padding:22px 22px 22px 70px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:20px;top:20px;width:36px;height:36px;border-radius:50%;background:var(--c2);color:#fff;display:grid;place-items:center;font-weight:700}
.two{display:grid;gap:32px;align-items:center}
details{background:#fff;border:1px solid var(--bd);border-radius:12px;padding:16px 20px;margin-top:12px}summary{cursor:pointer;font-weight:600;color:var(--c1)}details p{margin:10px 0 0;color:var(--mut)}
.fin{background:var(--c1);color:#fff;text-align:center}.fin h2{color:#fff}.fin .btn{background:#fff;color:var(--c1)}
form{display:grid;gap:14px;max-width:640px;margin-top:20px}label{font-weight:600;display:block;margin-bottom:4px}
input[type=text],input[type=email],input[type=tel],textarea{width:100%;padding:13px;border:1.5px solid #9db3bf;border-radius:10px;font:inherit}
.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400}.chk input{margin-top:6px;width:20px;height:20px}
.note{font-size:14px;color:var(--mut)}#st{font-weight:600}
footer{background:#0a2a40;color:#cfdde6;padding:40px 0;font-size:15px}footer a{color:#fff}footer p{margin:4px 0}
.bar{position:fixed;left:0;right:0;bottom:0;display:flex;gap:8px;padding:10px;background:#fff;border-top:1px solid var(--bd);z-index:30}.bar a{flex:1;text-align:center}
#ck{position:fixed;left:12px;right:12px;bottom:84px;max-width:560px;background:#fff;border:1px solid var(--bd);border-radius:16px;padding:20px;box-shadow:0 10px 40px rgba(0,0,0,.18);z-index:40;display:none}
#ck .row{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}#ck .btn{padding:10px 16px;min-height:44px;font-size:15px}#ck fieldset{border:0;padding:0;margin:12px 0 0}#ck label{font-weight:400;display:flex;gap:8px;margin:6px 0}
.doc{max-width:800px;padding:40px 20px}.doc h2{margin-top:28px;font-size:22px}
@media(min-width:800px){nav ul{display:flex}.hero,.two{grid-template-columns:1.1fr 1fr}.grid.g{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}body{padding-bottom:0}.bar{display:none}#ck{bottom:20px;left:20px;right:auto}}
@media(min-width:1000px){.grid.g{grid-template-columns:repeat(4,1fr)}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}